Hi, Richard here....

The only thing I know'. 'If you keep doing what you've always done'. you'll keep getting what you always got'.' and that's about it in a nutshell.

Nice house, nice neighbourhood, nice family, nice job, nice kid, nice school, nice holiday, nice overdraft'.. just nice. Sounds like the beginning of the movie Trainspotting'. Life can be like that especially if you do ok and get by better than some. But no health, no wealth, no education, no inspiration, no emotion, no freedom, no dreams....nothing but comfortably dying''.

You know you need to make that change' Educate yourself'. Take a risk'..Take inspiration'. Take a risk'' Leave the job'. Take a risk' Borrow more money' Take a risk'. Build a business' Take a risk'..Write some goals... Take a risk.... Commit to change.... Take a risk...Make a future'. Take a risk'.

My family and I now have no income. But we now have hope, enjoy better health, spend time together, we have dreams dreams, we are alive''..

Be a person' Create a job' Be inspired by others.. Find a mentor.. Keep educating yourself... Be thankful and expect more from life''..